Last Updated: December 22, 2025
These Terms of Service ("Terms") govern your access to and use of the websites, content, products, programs, and services operated by PLATINUM POSITIONING, a Pennsylvania Partnership ("Company," "we," "us," or "our").
By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, do not use the Site.
Company reserves the right to update or modify these Terms of Enrollment at any time. Continued participation in the Program constitutes acceptance of any updated terms.
You may use the Site for lawful, personal, and non-commercial purposes only.
You agree not to:
We reserve the right to restrict or terminate access at any time.
All content on the Site, including text, graphics, logos, videos, audio, downloads, software, and other materials ("Content"), is owned by or licensed to the Company and is protected by intellectual property laws.
You are granted a limited, non-exclusive, non-transferable license to access and use the Content for personal use only.
You may not copy, reproduce, modify, distribute, sell, republish, or exploit any Content without prior written permission.
Program Materials are governed exclusively by these Terms of Enrollment and not by the general site license described in the Terms of Service.
Any content, feedback, ideas, suggestions, or materials you submit to the Company ("Submissions") are considered non-confidential and become the sole property of the Company.
By submitting content, you grant the Company a perpetual, irrevocable, royalty-free, worldwide license to use, reproduce, modify, publish, and distribute such Submissions for any lawful purpose without compensation.
You represent that you have the right to submit the content and that it does not violate any third-party rights.
The Site may contain links to third-party websites or services. These links are provided for convenience only.
The Company does not control, endorse, or assume responsibility for third-party content, policies, or practices. Your use of third-party sites is at your own risk.
The Site and all Content are provided on an "as is" and "as available" basis.
The Company makes no warranties, express or implied, regarding accuracy, reliability, availability, or fitness for any particular purpose.
We do not guarantee uninterrupted or error-free operation.
To the fullest extent permitted by law, the Company shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from or related to your use of the Site or Content.
If liability is imposed, the Company's total liability shall not exceed the amount you paid, if any, to access the Site.
Some jurisdictions do not allow certain limitations, so these limits apply to the fullest extent permitted by law.
You agree to indemnify and hold harmless the Company from
any claims, damages, losses, liabilities, and expenses
arising out of your use of the Site, violation of these
Terms, or infringement of any third-party rights.
All purchases are subject to our Refund Policy, which is
incorporated into these Terms of Service by reference. By
purchasing, you acknowledge that you have read, understood,
and agree to the Refund Policy.
The Refund Policy is available at: https://www.FirstStepsIncome.com/RefundPolicy/
These Terms remain in effect until terminated.
The Company may suspend or terminate access to the Site at any time, without notice, if you violate these Terms or for any reason deemed necessary to protect the Company or its users.
Termination of Site access does not alter any payment obligations governed by separate enrollment or purchase terms.
Upon termination, all licenses granted to you immediately end.
These Terms are governed by the laws of the State of Pennsylvania, without regard to conflict-of-law principles.
Any dispute arising from or relating to these Terms or the Site shall first be attempted to be resolved informally.
If unresolved, disputes shall be submitted to binding arbitration conducted by the American Arbitration Association (AAA) in Pottstown, Pennsylvania, under its applicable rules.
You agree to bring claims only in your individual capacity. Class actions, class arbitrations, and representative actions are not permitted.
The Company may update these Terms at any time by posting a revised version on the Site. Continued use of the Site constitutes acceptance of the updated Terms.
These Terms constitute the entire agreement between you and the Company regarding use of the Site and supersede all prior agreements or understandings.